Services Roadmap
Access
We aim to broaden access to ethical credit, reset the price of lending for the short-term credit market and force predatory lenders to re-price or exit the market
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We will do this by leveraging AI, technology and great design to scale a low-cost digital loan product that will force high-priced players to lower their price or cede significant market share, thus saving Aussies hundreds of millions every year
Use Money
We aim to enable customers to make payments wherever they need to and provide a BNPL alternative that helps regulate spend while costing small businesses far less
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We will do this by providing customers with a digital wallet that can be used anywhere a card is accepted and which can be funded by an installment payment capability for planned purchases (based on user-defined parameters).
Understand
We aim to help customers understand their financial position, provide relevant information to improve financial literacy and help them make better choices and improve long-term financial literacy wellness
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We will do this by partnering with a best-in-class PFM provider to leverage data from the credit approval process / usage of the other products to provide an easy and simple-to-use tool. This will be combined with information on good financial practices, nudges and offers from selected partners to help customers make better and more informed choices