Our Social Impact Focus

Informed access to financial services is a critical foundation for life in modern society. Unfortunately, access to credit in particular can be a challenge, especially for younger people. Often, the only option for people in a pinch are predatory payday lenders charging many times more in fees and interest than mainstream providers

We aim to broaden access to ethical credit, reset the price of lending for the short-term credit market and force predatory lenders to re-price or exit the market

The rise of buy now, pay later services is potentially troubling, as it can drive consumption that is less well considered and can cost small businesses 6-10 times more than a typical card transaction.

We aim to enable customers to make payments wherever they need to and provide a BNPL alternative that helps regulate spend while costing small businesses far less.

The decline of cash and of bank branches has limited many traditional ways that Australians manage money and improve their financial literacy, while the market is increasingly swamped with often confusing choices.

We aim to help customers understand their financial position, provide relevant information to improve financial literacy and help them make better choices and improve long-term financial wellness